Sound Off: BEYCHELLA

There’s not many artists that I get excited to see, but please believe Queen Bey is one of them. What better time to reminisce on her amazingly spectacular performance than now, weekend two of Coachella. Well, for people like me, NOCHELLA.

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2018 Home Management Binder

Finally ANOTHER blog post. It feels like forever, but I’m back at it. This post is a different take on planning. I wanted to share with you all my home management binder. The last time I used one was in 2014. I haven’t used one since. I’ve written down my expenses in various places. I have passwords either stored in my memory bank or on a sticky note somewhere. I was inspired by many of the systems I’ve been seeing on social media and there’s nothing wrong with having a central location. I’m not a mom nor do I have a lot going on in general, but a home management binder is a great way for me to stay on top of my expenses. Furthermore, there’s information inside that I need to easily access without going through a filing system. Let’s get to it.

As always, be sure to click the links throughout this post for related posts and links to purchase items/similar styles featured.



Discbound, Frankenstein System 

Do I need to keep track of my expenses? Of course. Do I need an entire notebook dedicated to it? At this point, yes. I have tried to just write it down on a piece of paper, yet I still end up forgetting something. I check my account all the time, but writing down what I’m spending has made a huge difference. I spend a lot on takeout and I have my moments of retail therapy on planner shiz. Hey, my money, I buy what I want. Still, I need to be SAVING more than SPENDING.

The Frankenstein system consists of bits and pieces of different planners rolled into one. I used free printables, an insert from another planner I wasn’t using, a cover from a planner I no longer use, dashboards from a previous discbound system, and a couple folders.

I made a key for this system using a large die cut shaped like a house. I thought it was fitting since this is my Home Management binder. I have the system divided into 3 sections:

  • Calendar
  • Expenses
  • Important Documents

In the calendar section, I have a 2018 perpetual calendar inside of here as a snapshot. I track that time of the month, my pay days, and any doctor appointments I may have. I also have a Dates to Remember insert that I got from Hobby Lobby on sale. I use that to keep track of birthdays/holidays. Although they’re ingrained in my brain, I have it there anyway. I also have the recycling schedule for my town and an overview of 2018. The overview is a vertical monthly layout that spans 4 pages. I use it to write down any appointments my grandmother may have and any events I have coming up.

hibinder

Moving on to my expenses, I have a baby savings. I simply save all the $5 bills I accumulate. I then have my expenses divided into 3 sections: monthly bills, monthly spending, and debt. I use free printables to keep track of all of this. I also keep track of every dime that I spend aside from bills. Gas and toll are also tracked as well.

important docs.jpg

As for my important documents, I have all of my grandmother’s doctors for reference, insurance documents, tax documents, and my car maintenance. My tax documents will be filed away as I’ve done my taxes for 2017. I’ll keep the folder for next year.

Free Printables

I went to my favorite printables website, Wendaful.com. She has amazing tips for planner newbies for a variety of planner systems. I used her Financial/Budget planner printables in my expense section:

The daily expense sheet I turned to a monthly expense sheet. Other printables I’m using:

  • Password Log
  • Car Maintenance

What Else Will I Add? Any Planner Decor?

I’m pretty content with my system. The only thing that will be added are documents pertaining to my car. My car maintenance is by far my favorite sheet and I can keep a written record in chronological order and I keep my documents in the same section.

As noted, the premise of this system is to keep all of my expenses in one location. I have all my documents in one location. I just needed a system in case I need to grab and go and reference without rummaging through a filing system. I still have my filing system, but I don’t go through it often. I just file away what I need to. Tracking my expenses is now holding me accountable on any frivolous spending I’m doing and where I need to cut back.


Ready to find the right planning system for you?

Check out my Planning for Beginners series here

Hobby Lobby Clearance Haul | Over $30 in Savings

Hey there hey! I’m back with another Hobby Haul and I have 2 more hauls that I want to share that will be coming soon. I’ve been shopping a hell of a lot these past 2 months, but at least everything I purchased was on sale, right? I purchase what I know I will use. I’m the type of person to walk around with a cart/basket full of shiz before making a purchase. I also calculate and compare any clearance deals to the regular price to see if it’s truly bang for my buck. Anywho, enough rambling. Let’s get into the haul with the full price breakdown.

As always, be sure to click the links throughout this post for related posts and links to purchase items/similar styles featured.

Continue reading “Hobby Lobby Clearance Haul | Over $30 in Savings”

Last Minute Valentine’s Day Gifts

Okay, I’m super late with this one, but let’s roll with it. Despite my busy schedule, I’m still coming with the content. Thanks to all those that read and comment. I greatly appreciate it. The content isn’t stopping, it’s just a matter of me uploading, so rock with me. This post is all about a super quick Valentine’s gift that I gave to my sisters and my brother. It can really work for anytime of year and most importantly, it doesn’t break the bank.

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Hobby Lobby Clearance Haul | Over $50 in Savings

Back at it with yet another haul. We’re 4 days into January and there’s so much that I want to share with you all so expect a little bit of this and a little bit of that. This post is another Hobby Lobby clearance haul with a full price breakdown. Goal for February? Slow the hell down on spending and get more crafting done. In the meantime, let’s get into this haul.

As always, be sure to click the links throughout this post for related posts and links to purchase items/similar styles featured. Continue reading “Hobby Lobby Clearance Haul | Over $50 in Savings”

Don’t Wait Until Tomorrow 

In late October of last year, a friend of my grandmothers passed away. Lately, it seems as though a lot of her friends/acquaintances are passing yet she remains standing. At 85 she has persevered through health challenges of her own and lives to tell about it. Yet recently, she’s been in a fog thinking about how blessed she is to be alive and now closer she is to the grave. Her words, not mine. Now here we are not even a full month into 2018 and the husband of that woman, my grandfather’s best friend has passed away as well. Continue reading “Don’t Wait Until Tomorrow “